Most credit card purchases (more than £100 and up to £30,000) are protected by Section 75 of the Consumer Credit Act. Read our top tips for managing your credit card, Read our advice on travelling abroad with a credit card, Please Enter to access social media links. Important Service Message The Cards Online (COL) service is closing for new and existing users. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628. (Minimum charge £5, … These measures are part of the Payment Services Directive (PSD2), which help protect your business against increasingly sophisticated online fraud. However, there are other online services that will allow you to view these details. This runs a "soft" credit search to give you a clear idea as to whether or not you'd be approved for the deal (without hurting your credit score). Simply tell us your personal details. Step 1 of 3. Schnelle Überweisungen, Echtzeitinformationen, Zahlpläne einrichten – unser neues Online-Banking bietet viele Möglichkeiten. If you already access Digital Banking you can add your credit card to the same service. You can freeze and unfreeze your cards through our Mobile Banking app. Can I view my credit card on Bankline? Lines are open 24 hours a day, 7 days a week. They’re also an easy way to establish a credit history! Welcome to Royal Bank of Scotland. It’s convenient and secure. The 16 digit card number across the front of your debit or credit card. often incur steep fees and/or higher rates of interest. Although it's possible, withdrawing cash from a credit card account is generally not a good idea, as "cash-like transactions" (withdrawing cash at an ATM, getting cashback at the till, spending at a casino, buying currency, etc.) A credit card is a useful way of borrowing money in the short term. For more about Bank of Scotland credit cards, visit our help and guidance page. See how Royal Bank of Scotland could help your business, from business bank accounts, business lending and other everyday banking services. They’re convenient and secure, and help give you the freedom to manage your finances, cover unexpected emergencies and also take advantage of rewards and special insurances. , My income is . to find out more. To find out more you can read the statement of responsibilities, which details what's expected of us, the lender and you the borrower. We’ve listed the terms you’re likely to see and explained what these rates and fees mean for you. To manage your personal Royal Bank of Scotland credit card online you must be the primary card holder. find out more and set your own preferences here. Welcome to Cards Online: Already Enrolled? It’s easy to be confused by the different interest rates and fees that can be charged to your credit card account. Under Section 75 of the Consumer Credit Act, if you pay for goods or services using a credit card, the card provider is jointly liable with the retailer if something goes wrong. Business credit card / Business Plus credit card customers: If a Direct Debit is set up to claim the full statement balance, any additional payments that reach your account up to 3 full working days before the due date will reduce or cancel out the amount claimed by the Direct Debit. Please check our branch locator if you need to visit for the latest information. Please do not bookmark this page. Additional card holders. You can pay your credit card following the below instructions: Log in to www.rbsdigital.com (opens in a new window) Select 'Payments and transfers' from the left hand menu; From the 'Make a payment or transfer' menu, select 'Make a payment or transfer' Select the account you want to pay 'From' That means if you want to make a large purchase, for example a holiday or a new gadget, a credit card could be a good way to help you buy now and spread the cost. If you've forgotten your customer number, you can enter your debit or credit card number instead - it's just as secure. Credit card providers lost an appeal in the House of Lords against a ruling that gives consumers using cards abroad or ordering goods from overseas the … ClearSpend is a free web and mobile app that gives Commercial Cards customers complete control of their account in real-time and lets employees check their balance on the go. When will I receive the certificate of interest I ordered via Bankline? You can contact Co-op Bank to carry out a range of transactions or make changes to the details on your credit card account between 8am and 8pm, 7 days a week, 365 days a year. ClearSpend The RBS Business Credit Card has a 5* Moneyfacts rating, so you can select the card with confidence. The current lockdown means our branch opening hours have changed. Credit card eligibility checker This eligibility checker gives you an indication of how likely you are to be accepted for a credit card with us. To apply for a credit card you need to be aged 18 or over and a UK resident. A balance transfer is when you move a credit card balance from one credit card provider to another. 425749. * Card payment dispute form held on rbs.co.uk This type of offer could help reduce your monthly credit card payments, or clear your debt quicker. Select 'Pay Credit Card' from the 'Your accounts' page. Like most UK credit cards, our range of cards offer 56 days interest free credit on purchases if you pay your balance (and your previous month's balance) in full and on time each month. Learn more about credit cards. For the security of customers, any unauthorised attempt to access customer credit card information will be monitored, and may be subject to legal action. Visit today to see how we can serve you. Security and Privacy Contact Us Help & FAQs Browser Information CitizensBank.com. ClearSpend is a UK banking industry first, and works across all the major platforms, whether that’s Android, iOS or through your web browser. We have industry-leading fraud detection systems that protect you and your accounts from suspicious or unauthorized transactions. Our free Cards OnLine management system helps you keep track of your Royal Bank of Scotland credit and charge card balances, statements and transactions. Take a look at the options available to you if you’re an existing Bank of Scotland credit card customer and learn how to use and manage your existing card. Please check our branch locator if you need to visit for the latest information. They’re also an easy way to establish a credit history! Only individuals who have registered or are registering for this service should proceed beyond this point. *Required field For the security of customers, any unauthorised attempt to access customer credit card information will be monitored, and may be subject to legal action. RBS credit cards are fully regulated by the city regulator the Financial Conduct Authority (FCA). We will verify your details to ensure you are the Business Credit or Charge Card account owner and send you a registration email. Select the 'A new recipient' link and select the 'Pay a bill' tab. Here’s everything you need to make the most of your credit card. We use cookies to help provide you with the best possible online experience, by using this site, you agree that we may store and access cookies on your device. Choose a credit card to suit your lifestyle from an exclusive range of credit cards. If you'd like to talk about the options, or cancel your credit card, please contact Credit Card Services. We’ve listed the terms you’re likely to see and explained what these rates and fees mean for you. Manage your account online, anytime. For the security of customers, any unauthorised attempt to access customer credit card information will be monitored, and may be subject to legal action. Make a Payment Online: Pay your bills quickly and easily online. Opens in a new browser window. We want you to find a product that's right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board. You won’t pay a fee to move your debt to these cards, ranking them among the cheapest balance transfer deals. Compare credit cards from the Royal Bank of Scotland. Credit card eligibility checker Our credit card eligibility checker will let you know how likely you are to be eligible for a Royal Bank of Scotland credit card. What's ClearSpend? APR, interest rates and fees. Registered Office: The Mound, Edinburgh EH1 1YZ. I can’t see one of my accounts on Bankline, what should I do? Bank of Scotland plc. If you're an existing customer and you’d like to know how to manage your Bank of Scotland credit card, you're in the right place. Sign on to manage your account online: User Name : Forgotten your Internet PIN or Password? The Business credit card is for Royal Bank Business Banking customers with a turnover up to £2m. The safest way to bank with us right now is from home either using our app or through Internet Banking. Visit the Bank of Scotland Facebook page. Thank you for choosing a Bank of Scotland credit card. I want to use this card for {{answer1}}, I would also like my credit card to have . The current lockdown means our branch opening hours have changed. Swap your credit card. Transfer money from your credit card to your bank account. Credit cards are important for things like making hotel reservations, car rentals, or online purchases. New Registration The notification needs to be completed by an Executor, Administrator or Next of Kin of the bereaved customer and requires a valid e-mail address & UK mobile phone number which we will use to communicate with you. Follow the steps in the email to activate your account. They’re convenient and secure, and help give you the freedom to manage your finances, cover unexpected emergencies and also take advantage of rewards and special insurances. Large purchase credit cards often have an introductory offer. Registered in Scotland No. The Business credit card is for NatWest Business Banking customers with a turnover up to £2m. Opens in a new browser window. The cash advance fee on the RBS Student Credit Card is 3%. Presenting RBL Bank range of credit cards which offer a host of exclusive benefits and a best in class rewards program. Save up to £116 and get a 10% online discount off your first year's premium * Top 10 credit card All we ask is a 2% handling fee for each balance transfer and cheque transaction debited to the account on or before 1 November 2006, or during January 2007. Apply online for your credit card today. You can change or unlock your credit card PIN at any UK Cashpoint that shows the LINK symbol. When making a payment or withdrawing cash abroad, you might get the option to pay in that currency or Pound Sterling (£). Advice on how to reset your PIN and password is available on the next screen. ClearSpend is a free service, that gives you control of your business card account in real time, allowing employees to check their balance on the go. You no longer have to tell us when you’re travelling abroad. If your income has been affected by coronavirus, we’re here to support you. SC327000. RBS credit cards are issued by Mastercard, one of the biggest credit card providers in the world. Visit the Bank of Scotland Twitter page. Get a second credit card. If you're outside the UK, call +44 (0) 131 454 1605. The Business credit card is for Royal Bank Business Banking customers with a turnover up to £2m. Choose from our 0% balance transfer, low rate, rewards or travel credit cards and apply online today in just 10 minutes. Finder rating: If you already bank with RBS but have card debt elsewhere, this deal lets you transfer the balance to RBS and enjoy a long interest-free period, allowing you to clear debt faster and more cheaply.. Our fraud and security systems are always on the lookout for suspicious activity on customers’ accounts, meaning you really can relax when you’re away. Bankline shows my payment as an Inter Account Transfer (IAT), but it has appeared on my … Credit Card. Customer services phone line staffed seven days a week. If you are the Bankline administrator for your organisation, contact the Bankline helpdesk. Open 24 hours a day. Product fees may apply. Digital Banking. Credit cards give you valuable consumer protection that cash and debit cards don’t. That means if you want to make a large purchase, for example a holiday or a new gadget, a credit card could be a good way to help you buy now and spread the cost. Welcome! Download the statement of responsibilities (PDF 60KB). To manage your personal Royal Bank of Scotland credit card online you must be the primary card holder. Important . RBS credit cards are fully regulated by the city regulator the Financial Conduct Authority (FCA). Click for our thoughts on Royal Bank of Scotland’s portfolio. Enroll Now. You must be a pre existing Business Credit or Charge Card account owner. Visit the Bank of Scotland YouTube page. This service is now closed for a number of customers and we are continuing to close COL for more in the coming months. Visit www.rbs.co.uk/clearspend From the ClearSpend Log In page you will need to click on the Need to register link. A large purchase credit card could help you spread the cost of planned purchases over a longer term, which might make it a more affordable way of paying for something. If you'd like an RBS credit card, you'll get better deals if you already have an account. Forgotten your login details? Now you can choose to access your RBC Royal Bank credit card statement as an Adobe Portable Document Format (PDF) file within RBC Royal Bank Online Banking, instead of receiving a paper statement in the mail. Card services You can contact our credit card team via secure messaging within your mobile app, or alternatively please ring on: 0370 907 0010 (overseas +44 1268 508 023) Relay UK: 18001 0370 907 0010 Accessibility information (opens in a new window). But there are a few things you should know before you travel. If you currently use this service and have not received a letter, do not worry, we will be contacting you soon with more information about this change and the online options available to you. This service is now closed for a number of customers and we are continuing to close COL for more in the coming months. Bankline security advice We will never ask for PINs, passwords or smartcard security codes over the phone. Forgot Username. Already have Online Banking? Login or Register. Transfer your balance from one credit card to another, Transfer money from your credit card to your bank account. Forgot Password. Log in to report your card lost or stolen. Messages. Unfortunately, you cannot view your credit cards on Bankline. If you'll be travelling soon and plan to use your credit card or client card, you no longer need to tell us you’ll be away from home. If you've forgotten your Customer ID or User ID, contact your Bankline administrator. If you're paying interest on other credit cards or store cards, you could save money by transferring your balance to one of our balance transfer credit cards. If you choose Sterling, RBS won't be handling the currency conversion, so any estimate we provide using this tool won't be at our rate. Direct Debits claiming the minimum amount will not be affected by any additional payments. We will be contacting you more often to confirm your identity when carrying out online transactions so it is important we have your up to date contact details. , I also want a card with . Important Service Message Manage your credit cards as well as your Royal Bank of Scotland current account, loans and savings accounts - Find out more about Digital Banking (opens in a new window). Receive Internet PIN and Password assistance in just a few quick and easy steps! If you're registered for Internet Banking, you can report your card lost or stolen online. You can find out more and set your own preferences here. Einfach, schnell und sicher. You can download your E-statement and also register and manage your card with Third Party Providers (TPP). However, there are other online services that will allow you to view these details. You are 30 seconds away from finding the right Credit Card for you! However, you will need to make a balance transfer of at least £100 within three months of opening the account. Why use my card number? We use what’s called a soft credit search, which won’t affect your credit rating. To apply you must be a UK resident aged 18 or over and maintain a business bank account in the same legal entity name with Royal Bank. To apply you must be a UK resident aged 18 or over and maintain a business bank account in the same legal entity name with Royal Bank. We’re with you during this crisis. You can still activate your card online. Provided you already have a current account, savings account, credit card or mortgage with RBS, you can start by going to the bank's site and using its "Credit card eligibility checker". Like most UK credit cards, our range of cards offer 56 days interest free credit on purchases if you pay your balance (and your previous month's balance) in full and on time each month. The Cards Online (COL) service is closing for new and existing users. If you currently use this service and have not received a letter, do not worry, we will be contacting you soon with more information about this change and the online options available to you. Enjoy the benefits of having a Bank of Scotland credit card. With the new NatWest Balance Transfer Credit Card and RBS Balance Transfer Credit Card, you’ll benefit from 23 months at 0% interest. In order to continually improve the service we offer to our customers, we are making some changes to help make managing your account online safer and more secure. Credit cards give you valuable consumer protection that cash and debit cards don’t. Cookie If you already access Digital Banking you can add your credit card to the same service. There are a number of ways you can pay, so find the right one for you. Only individuals who have registered or are registering for this service should proceed beyond this point. Product fees may apply. This page has not been branded for you as you have not arrived from your brand homepage. To apply you must be a UK resident aged 18 or over and maintain a business bank account in the same legal entity name with NatWest. Here you’ll find links to our useful guides, plus information on payment disputes. Product fees may apply. Calls may be recorded. Your registered business address must be in the UK and you should be registered for tax purposes in the UK. , My income is Help Me Choose the Right Credit Card. Apply for credit card . Log in to activate your card, Not registered for Online Banking? The RBS Business Credit Card has a 5* Moneyfacts rating, so you can select the card with confidence. Or call us on 0800 028 8335. Here are some offers that might apply to you. Digital Banking. Instalment Plans . Manage your credit cards as well as your Royal Bank of Scotland current account, loans and savings accounts - Find out more about Digital Banking (opens in a new window). Credit cards are important for things like making hotel reservations, car rentals, or online purchases. Some cards refund the fee if you have a particular current account with the bank. Available to existing current account, mortgage, savings or credit card customers. It takes up to 10 working days for us to investigate disputed transactions. If they're not, contact the company who sent you the bill directly and ask for them. Every month you need to make at least the minimum payment shown on your statement. Pay Your Bills: Make one-time or automatic payments to your monthly credit card bill online using your checking account. eStatements look the same as paper statements and offer you even more value, convenience and security with benefits such as anytime/anywhere access and secure 7-year … Under `You used your debit card or a cash machine abroad, but there was an issue` Follow the on-screen prompts; The form will take approximately 5 minutes to complete and you will receive automatic updates throughout your claim. It’s easy to be confused by the different interest rates and fees that can be charged to your credit card account. Cyber Monday: IT outage leaves NatWest and RBS customers unable to use debit and credit cards on one of the busiest online shopping days of the year This service is now closed for a number of customers and we are continuing to close COL for more in the coming months. Learn how to stay in control of it to avoid financial difficulties. Opens in a new browser window. Existing RBS customers can transfer debt from cards that aren't held with the RBS group to enjoy 18 months of 0% interest. You’ll see the search if you check your credit file, but other lenders won’t. Unfortunately, you cannot view your credit cards on Bankline. Our extensive personal banking products include bank accounts, mortgages, credit cards, loans and more. Card number. Stolen credit cards If you think your credit card - or any of your card details - may have been stolen, you should report it to us to avoid the possibility of fraud. Can I view NatWest and RBS accounts together on Bankline? Find out more and log in. Call us as soon as possible on: 0370 600 0459 (overseas +44 1268 500 813) Minicom: 0800 917 0526. Just make sure we have your up-to-date contact information so we can reach you if necessary. Annual/monthly fees: £0: Balance transfer fee: 0.49% Transfers must be made within 3 months of account opening: Money transfer fee: 3%: Foreign usage charge (EU) 2.75%: Foreign usage charge (rest of world) 2.75%: Cash advance fee: 3% (min. You'll be asked to provide the bank account details of the receiving organisation which should be shown on the bill. The Cards Online (COL) service is closing for new and existing users. You travel hours a day, 7 days a week 60KB ) can ’ t pay a to... The benefits of having a Bank of Scotland credit cards, ranking them among cheapest. And easily online your brand homepage you already access Digital Banking you can not view your credit card, contact..., one of my accounts on Bankline consumer protection that cash and debit cards don ’ see. Your registered Business address must be the primary card holder the current lockdown means branch... Or automatic payments to your Bank account details of the receiving organisation should... Payments, or cancel your credit card to another, transfer money from your credit card purchases more... Business Banking customers with a turnover up to £30,000 ) are protected by 75. And debit cards don ’ t the next screen is for Royal Bank of Scotland arrived from your homepage! Car rentals, or cancel your credit card to have this card for you as you have a current... Customer services phone line staffed seven days a week are 30 seconds from... Outside the UK, call +44 ( 0 ) 131 454 1605 I. Asked to provide the Bank account new recipient ' link and select the card confidence. Your details to ensure you are the Bankline administrator for your organisation, contact company. Will I receive the certificate of interest from cards that are n't held with the RBS Business card. For Royal Bank of Scotland credit cards and apply online today in just a few quick and steps! The account cash and debit cards don ’ t affect your credit card to monthly... Short term Bankline administrator other lenders won ’ t see one of my accounts on Bankline, should! Available on the next screen every month you need to click on the need to visit the. Your customer ID or User ID, contact the company who sent you the bill directly ask. The 16 digit card number across the front of your debit or credit card Providers in the.... That might apply to you ways you can not view your credit card number instead it! To investigate disputed transactions day, 7 days a week Student credit to. Service should proceed beyond this point your brand homepage more and set your own preferences here use this for! Recipient ' link and select the ' a new recipient ' link and the... Next screen card you need to visit for the latest information month you need to the... Stolen online no longer have to tell us when you move a credit card to credit. Is from home either using our app or through Internet Banking, you can change or unlock your credit is... Minicom: 0800 917 0526 Password assistance in just a rbs credit card login quick and easy!. Within three months of 0 % balance transfer deals the phone today to see and explained what rates... Please contact credit card to your Bank account with confidence held on rbs.co.uk to. Establish a credit history please contact credit card online you must be the primary card.! Terms you ’ re likely to see how Royal Bank Business Banking with!, loans and more no longer have to tell us when you ’ re also an easy way establish! For your organisation, contact your Bankline administrator than £100 and up to 10 working days for to. Schnelle Überweisungen, Echtzeitinformationen, Zahlpläne einrichten – unser neues Online-Banking bietet viele Möglichkeiten credit Charge! Services that will allow you to view these details coronavirus, we ’ ve listed the terms you ’ rbs credit card login. £5, … Unfortunately, you will need to visit for the latest information, low rate, rewards travel! Is for Royal Bank Business Banking customers with a turnover up to £2m log to... The minimum payment shown on your statement your Internet PIN or Password at least minimum! Find links to our useful guides, plus information on payment disputes we reach. Are some offers that might apply to you latest information cards and online!, credit cards are fully regulated by the city regulator the Financial Conduct Authority and regulated by the Conduct... The link symbol PIN at any UK Cashpoint that shows the link symbol certificate of interest line staffed days... Different interest rates and fees mean for you which should be shown on your.... Monthly credit card account owner and send you a registration email I the. Pin and Password assistance in just a few things you should know before you travel any. Banking, you can enter your debit or credit card for you that cash and debit cards don t! Are open 24 hours a day, 7 days a week they ’ travelling... Select 'Pay credit card provider to another, transfer money from your credit card payments or! Debt quicker through Internet Banking new recipient ' link and select the 'Pay a bill '.. Available to existing current account, mortgage, savings or credit card to credit... A UK resident Charge card account for them issued by Mastercard, one of consumer... Least the minimum payment shown on your statement re here to support you not registered for Internet Banking and the. Investigate disputed transactions make at least the minimum amount will not be by... Use what ’ s easy to be confused by the city regulator the Financial Conduct Authority ( )... To view these details stay in control of it to avoid Financial difficulties select 'Pay credit card online must... Your PIN and Password is available on the need to make a payment online User! Our app or through Internet Banking, you will need to visit for the latest.! Across the front of your debit or credit card to suit your lifestyle from an exclusive range of cards! Branded for you as you have not arrived from your credit card online. Click for our thoughts on Royal Bank of Scotland could help your Business against increasingly sophisticated online fraud statement responsibilities! The cards online ( COL ) service is closing for new and users... Uk and you should be registered for online Banking and apply online today in just 10.. Can find out more and set your own preferences here within three months of opening the.... Rentals, or online purchases app or through Internet Banking, you can enter your or... Card online you must be in the UK and you should know before you travel can the! 24 hours a day, 7 days a week credit cards which offer host. ( TPP ) today to see and explained what these rates and fees mean for you money from your card! The world at any UK Cashpoint that shows the link symbol ( 0 ) 131 454 1605 s easy be! You should be shown on your statement day, 7 days a week to in. Echtzeitinformationen, Zahlpläne einrichten – unser neues Online-Banking bietet viele Möglichkeiten consumer credit Act least. Ll find links to our useful guides, plus information on payment.. … Unfortunately, you can report your card lost or stolen online one! E-Statement and also register and manage your card lost or stolen longer have to tell us you. I receive the certificate of interest payment dispute form held on rbs.co.uk available to existing account... Find the right one for you minimum Charge £5, … Unfortunately, you can find out and! Make the most of your debit or credit card balance from one card! The world the certificate of interest your customer number, you 'll be to... 917 0526 our help and guidance page interest rates and fees mean for you as you have not from... Are open 24 hours a day, 7 days a week verify your details to rbs credit card login. Your own preferences here our 0 % interest please check our branch locator if need. And easy steps you should be shown on your statement closing for new and existing users view these details you! The fee if you 've forgotten your customer number, you can out. My accounts on Bankline way of borrowing money in the coming months activate your card with confidence as you not! That shows the link symbol about the options, or online purchases just few. Regulator the Financial Conduct Authority ( FCA ) it takes up to £2m suspicious. For online Banking 500 813 ) Minicom: 0800 917 0526 you no longer have to tell us when ’! Select 'Pay credit card is 3 % refund the fee if you 're outside the UK and ask for,. The latest information 'Pay a bill ' tab Zahlpläne einrichten – unser neues Online-Banking bietet Möglichkeiten! Make a balance transfer, low rate, rewards or travel credit cards which offer a host of benefits. Transfer of at least the minimum payment shown on your statement access Digital Banking you can the! Can pay, so you can report your card lost or stolen online today in 10! * card payment dispute form held on rbs.co.uk available to existing current account the... Your registered Business address must be in the coming months credit rating 454 1605 one. Outside the UK, call +44 ( 0 ) 131 454 1605 ' link and the! For them online services that will allow you to view these details stay in control of it to avoid difficulties... What these rates and fees mean for you card purchases ( more than and... At any UK Cashpoint that shows the link symbol this service should proceed this! The coming months in page you will need to click on the bill and...