Ang atm-only account is 2k lang. This is where the penalty or service charge of falling below the maintaining balance is coming in. Hi Michelle, yes, if the passbook account is Kabayan. Paano kopo malalaman kung may penalty po ako na 300. could someone please explain it to me? Hi chris, itong BDO account mo ba is yong atm-only savings account? Sana po ay masagot niyo ko. Lahat ng tax withheld, ifoforward ng bank sa BIR later on. If your account falls below the maintaining balance and has no client-initiated transaction for two years, it will incur a monthly dormancy charge of Php 30. Maaaring tanungin ka rin nila bakit mo iko-close or tatanungin nila kung wala ka na sa abroad. Madam ano pong name ang ilalagay ng magpapdala sa akin ? Thanks po! thank you po. yong walang passbook? You will not incur any penalties in doing so, since this is your own money. Maam yung skin po almost 5months na ng below maintaining balance.2k ung maintaining ko siguro nsa 50pesos nlang naiwan, pedi ko pa kaya hulogan un? Hi chesa, malamang nag-close na automatically yong account mo, kasi nag-negative na. Ask kung ilang beses makakaltas ng penalty sa isang buwan ? I'm really confused on how to avail a visa or mastercard? Log in sign up. Your ADB in January was 1,998.12. DBP DEPOSIT REQUIREMENTS AND BANK SERVICE AND ATM-RELATED CHARGES Required Initial Deposit Required Minimum Monthly ADB Required ADB to earn interest SAVINGS ACCOUNT INDIVIDUAL Savings Account with ATM P 500 P 500 P 500 Savings Account with ATM and Passbook P 5,000 P 5,000 P 10,000 CORPORATE P 10,000 P 10,000 P 10,000 USD SAVINGS ACCOUNT (IND) USD 100 USD 500 … Basta nasa account mo ang 2k or more every day, walang problem. Puede kang mag-balance inquiry sa BDO atm para malaman mo kung active pa ang account mo. Kasi ang nakikita ko kapag mag-print sila sa passbook, naka-connect ang printer sa PC at sa record mo. Yes, puede pang mag-reopen, pero usually after 6 months pa. Hindi ko lang sure kung nabago na itong policy nila na ito. Ang BDO kasi ay hindi nagpapareopen ng account na na-closed na. Babawasin yong penalty sa April 30, so magne-negative ang account mo, at mag-automatic close na. diba 300 penalty for 2 consecutive months? Yes, kahit super konti yong interest earned, merong tax. Merong 300 pesos na deduction sa 2nd consecutive month na hindi mo naabot yong 10k pesos na average daily balance, at tuluy-tuloy na deduction na until ma-restore mo sa 10k na maintaining balance. Or, Is it okay to leave as it is? BDO ATM Savings account. Hi po..nasagot na po ba tanong niyo kung.automatic po ba magkoclose if zero balance? There’s no maintaining balance requirement for cash cards, so your 1998 pesos should still be in your cash card. Meron lang penalty kapag 2 magkasunod na buwan na hindi ka naka-maintain. Hi Rose Anne, yes, puedeng close your passbook account and open an atm account at the same time. Below-maintaining-balance penalty is the most common banking concern that account owners write to us. Hindi kasi nagpapare-open ng closed account ang BDO. Metrobank has different types of account related to ATM. Ano po angangyayari sa account ko? Hi po Ms. Nora, ask ko lang po. Magiging 4,035 ang balance mo, at mahahabol mo yong 2k na average daily balance for January. Bring your passbook and 2 valid IDs. Hi mark, malamang oct 2018 nagsimula ang 300 penalty deduction mo from month to month, so malamang naubos na ang balance mo noong March or April 2019, at na-automatically closed na. but i dont have nothing to maintain in my account. nung na claim ko na po ang atm ay saka ko na lang po pinaayos sa banko yung kulang na letter sa pangalan ko. I’m planning to open a new account sana or if pwede ibabalik ko na lang yung maintaining balance ko. BPI. It means automatic ang processing ng pag-compute ng interest na na-earn mo, hindi na kelangang i-start at i-process ng employee. Balance Inquiry BDO ATMs and POS terminal: FREE BancNet ATMs: P2.00 Mastercard and Visa Plus ATMs: US$1.00: ATM Withdrawal BDO ATM: FREE BancNet ATMs: P11.00 Mastercard and Visa Plus ATMs: US$3.50: Rejected Transactions (insufficient funds, wrong PIN, etc.) Every year po ba or month mababawasan ang laman ng atm ko kahit na maintain ko ang 2k ? Pag 2 consecutive months, merong penalty na 300 at the last business day of the 2nd month. may tanong po sana ko.pano po kung ang maintaining balance ko ay 10k tpos bbawasan ko lang po pero ibbalik ko dn po in the same month. Nag withdraw po ako ng 1K nung Aug 1. chineck ko naman agad online may tirang higit kumulang 500php pero this morning pag check ko naging 16php nalang po xa. Thanks. Magsisix months palang po since nag open po ako ng acct. HSBC. Hi cher, every last business day of the month ang pag-compute, then starting from the 2nd consecutive month na hindi na-maintain ang required ADB, magbabawas na ng penalty from the 2nd month to the next month, and so on, hanggang ma-close ang account or hanggang na-restore na to required ADB level. ..'thank u mam…mam may isa pa po ako na tanong..pwede ko pa po bang kunin ATM ko sa kabayan savings ko ngaung nandto na poh ako sa pinas sa branch na pnagkunan ko nang passbook ko..?? Salamat. Sorry malamang closed account na, kasi 4 months na. Bakit nabawasan ako ng 300 khit may maintaining balance nmn ung account ko.. Hi Beryl, yong account mo ba ay merong balance na at least 2k pesos EVERYDAY for the past 2 months? Second question po Ang penalty ay tsina-charge lang kapag hindi maintained sa 2 magkasunod na months. Hi Rex, hindi pa magko-close kasi may laman kang iniwan. Kasi ive read articles. Passbook Savings - P10,000 5. Puede kang magre-open ng account mga after 6 months. Hi, if i fall from my mainataining balance for only a week, will it still be deducted the 300 peso penalty? Peso ATM Debit Card – Php 2,000.00 Kung wala pang 1 month ang account mo, meron pang penalty na 300 pesos for closing within one month from opening, kaya naging negative pa ang account mo. Hi Elgie, meron bang naiwan na balance sa account mo? BDO Maintaining balance penalty: Hi NA, I'm puzzled why you converted into an account with a bigger maintaining balance, from 2k to 10k, when you said you are not able to maintain the 2k-maintaining account. Bukas kung nakaka-balance inquiry ka pa, yes, puede mo pang depositohan. Kapag zero, automatic ma-close ang account. Sabihin mo lang agad sa officer yong gusto mo. Sabi sa BDO site, meron daw charge kapag 6 months na walang withdrawal o deposit ang cash card. PHP 500. At maintain mo ang 2k pesos every day from Feb 1 to 28 para wala nang bawas sa Feb. Even if i deposit again and complete the maintaing balance of 10000 before the end of the month. Activate your account at any BDO ATM within 45 days. Maintaining balance – Php10,000/month what if kakakuha mo nalng sa regular atm card mo,then kinuha mo ang 2000 deposit for emergency,nagyon may magpapadala sa akin after 5 days from withdrawal.it said invalid card number. Minimum Balance Charges to be collected only if the account falls below minimum balance for two (2) consecutive months : PHP300 per month: For All-Access Account: Php500 per month; For BusinessPlus Account: Php1,000 per month after the 2nd month; For other checking accounts: Php300 per month; USD10 per month: Early Closure Charges (within 90 days) PHP300 (within … So ang tanong ko po ay pwede pa din po ba makapag send money/send to cebuana or ml online or pati din po iyon hindi nadin po? Ang the best is tatawag sa BDO or pumunta sa BDO ang wife mo to inquire about her account. Dapat hindi zero ang balance. Dapat kasi yong 3k ay every day of the month na nasa account mo to maintain your account. Ko . BDO ATM account. thank you. PHP 500. Automatically, mag-close na ang account. "Your 300-peso deduction was your penalty for falling below your required Maintaining-Balance for 2 consecutive months (December 2015 and January 2016).". Hi beverly, sa BDO ka ba nagwidro? Hi i would like to ask, never naman po naiwan na below 2k laman ng atm ko, and ngayon ko lang nakita na may transaction saying interest pay sys-gen & interest withheld? hello po mam/sir may tanong po ako pwde pa po ba akong magdeposit ulit sa account ko last ko nakapagdeposit jan 24 2016 pa po!pwde pa po ba nandito po ako sa ibang bansa.. paki email nalang po ako sa email account ko po thank youmelodybinas2@gmail.com. Kung closed na yong account bago ka nagpadala ng 6k, yong 6k ay hindi naideposit, naka-hold lang sa BDO. Pag closed na, you can open a new account after 6 months. Or kung hindi, puedeng mag-open ka ng Maybank account (Malaysia-based) na withdrawable in the Philippines via atm. How to Inquire Balance on BDO Cash Card Online, List of Construction Supplies (Materials) Prices in Philippines, Mga Slogan: Pagiging Responsable sa Pag-aaral, 10 Mabibigat na Dahilan Kung Bakit Hindi Ka Pa Umaaseno Hanggang Ngayon. Hi Jayvee, sorry for the delayed response. Hi ask ko lang wala pa nmn one month na below 500 yung deposit money sa atm acc ko thenmy friend deposit some money to that acc yesterday after i checked the balance today the money below 500 is still the same what happen? ATM savongs account here 2,000 adb. paano i compute ang 6 mos adb? Idownload mo lang ang GCash (Globe) o Paymaya (Smart) app from Google Play o Apple Store. Kapag November mo inopen yan account, kinuha na nila yong 100 kasi merong 300-peso penalty pag i-close ang account in less than 30 days. Possible po kaya yun? Kung loading lang ang gamit mo, puede mong subukan ang Paymaya o GCash, madali lang mag-open, kahit hindi ka kukuha ng physical na card, yong virtual na lang. Dapat hindi 0.00 ang balance. ? within this month naman po magde-deposit na ko para walang deduction. Na 2k tapos nung last day of december2019 na emergency withdraw ko po ung pera tapos hanggang ngayon po maam hnd na po nalagyan ng maintaining bal.automatic close account na po ba un maam?rhank you po. Hi Salcedo, oo malamang the same account number pa rin, pero hindi madedeposit ang remittance mo kasi naka-dormant ang account mo. On Nov 29, babawasan ng 300k for penalty, at magiging negative na kasi kulang sa 300k ang naiwan sa account. 500php na lang po naiwan sa account ko. Kung ayaw mo ng digital, meron ding mga low-maintaining account like Landbank o China Bank Savings atm account na 500 pesos lang ang maintaining. Thank you po. Kapag zero balance, automatic na siyang mag-close. Is there any way to calculate the amount of penalty for the 6 months that maintaining balance is not sufficient? Hi Paul, sorry, super delayed ang reply ko. Nakita mo na around 8 pesos ang balance mo? Service Charge for Falling Below Maintaining Balance, Peso Passbook Savings Account (with or without ATM). BDO card po ang gamit na lagayan ng sweldo ng aking previous company, sila po nagprovide ng atm cards namin. Kasi kung zero balance, dapat closed account na, pero sabi mo nakapagdeposit ka pa, so malamang merong konting balance. Hi cm, na-close na yong account mo, at kahit nag-negative, wala kang utang sa kanila. Mag-open ka na lang ng digital account katulad ng GSave account sa CIMB via GCash, o Komo ng Eastwest, o ING Bank. Nag zero balance na sya. Hi! Your sis can call BDO 631 8000. At kung exactly 2k ang naiiwan sa account, dapat andon yong 2k every day of the month, from first day to last day of the month para considered maintained ang account. How to Retrieve or Recover MetrobankDirect Online Banking Password or Customer ID? Jumpstart Savings - P1,000 2. Question is, may penalty po ba pag ganyan? hi! Ang magandang i-open mo is yong atm-only account, kasi 2k pesos lang ang maintaining balance requirement nito. or konting balance? gusto kung hulugan habang nandito ako sa Malaysia. Puedeng online payment o load. To be accurate, hindi rin naman kelangan na andon yong 2k everyday, basta lang in other days, dapat ang account mo ay merong much more than 2k para kapag na-compute na sila ng everage daily balance for the month ay at least 2k pa rin ang result. Kapag 10k kasi ang maintaining balance, dapat yong … Meron pong 500 na minimum balance. Hi rovylyn, kung 0.00 na ang balance, automatic closed na ang account. FEATURES; Minimum Initial Deposit: Php 2,000.00: Minimum MADB Requirement (1) Php 2,000.00: Minimum Balance to Earn Interest: Php 5,000.00: … Last April 2, the balance became 7k. Hi Ailyn, Kabayan savings ba ang account mo? Kung malapit ka sa BPI Family, okay rin yang account na yan. Or hindi pa naman? Is there any way to calculate the amount of penalty for the 6 months that maintaining balance is not sufficient? Kung merong natira na few pesos o cents last January, di pa siya agad na-close. BDO ATM account. Access your BDO Online Banking account 24 hours from ATM activation. Thank you again. Good evening.Tanong ko lang po ang nailagay po kasi na pangalan sa narequest kong Atm card ay kulang ng isang letter sa name ko. Meron po ba maintaining blance yung BDO Debit Cards? Ngayon Dec lng po. will my atm debit card be deactivated if i fall below its minimum maintaining balance? Basta make sure lang na hindi magkasunod na 2 months na hindi mo ma-maintain ang account mo. 2k ba ang maintaining balance mo? Try mo mag-account balance sa BDO atm para makita mo kung active pa. Hello good morning po maam.tanong ko lang po maam..Ung account ko po kc may maintaining bal. My question is do you guys get those remaining balance? Kung hindi ka na maka-transact sa atm, malamang closed na. "Metrobank Maintaining Balance Penalty/Service Charge" was written by admin under the Banking category. Total of Daily Balances from January 1 to 7: Total of Daily Balances from January 8 to 29:2,239.50 x 22 days = 49,269, Total of Daily Balances from January 1 to 29:8,676.50 + 49,269 = 57,945.50, Divide the Total for January by 29 days:57,945.50 / 29 = 1,998.12. Kasi 10k pesos ang maintaining balance ng passbook account. Required Daily Balance (2) to Earn Interest: Interest Rate (3) (Per Annum) Peso Savings Account: Padala Moneyger: NONE: WAIVED As long as there are four (4) remittances in a year: Php 3,000: 0.250%. question po, magco close na po ba yung account or deduction lang po na 300php? Kung below maintaining balance ka last July, at kung gusto mo pang active ang account mo, magdeposit ka ng 100 pesos now, para merong pang-penalty at para di ma-close ang account mo. Maintaining Balance Penalty if Below Maintaining Balance: ATM Savings : Enjoy withdrawing cash or paying through the ATM Debit card: Php2,000.00: Php2,000.00 : Php300.00: Peso Checking Account: An affordable way to secure your payments via cheque and enjoy the convenience of an ATM Debit Card for personal accounts. Minimum of 2k ang laman ng ATM. Mam n withdraw ko lhat ng pera s atm ko wla natira..tpos ng try ako ng balance inquiry tpos hnd p n closed..pwede mo p b deposituhan ung account ko? Para ma-maintain ang account, dapat merong 2k yong account every day. Zero charges Enjoy zero transaction fees and an attractive interest rate of 0.5% p.a. Hi Sc, I searched BDO’s website kasi nag-iiba rin sila ng rules. Puedeng mag-open ng new account, or find no-maintaning-balance accounts like GSave of GCash (partner of CIMB Bank) or Komo (Eastwest). Salamat ng marami madam. Hi Roel, ngayong March ka ba nagwidro at nagdeposit uli? Siguro pag cash card ang i-open mo, puede. Try making a balance inquiry sa BDO atm. Kung from abroad ang remittance mo, puede ring BDO Kabayan account ang i-open mo, magdala ka lang ng recent receipts ng remittance sa iyo (proof na merong nagpapadala sa iyo from abroad). Kung hindi naman, at important itong account na ito sa iyo, accept the 300 pesos penalty, and on Feb 1 or before, magdeposit ka ng 1,300 para maging 2,035 ang balance mo, at huwag kang magwidro. Hi Evelyn, malamang closed na ang account mo, kasi nagpenalty yan ng 300 pesos noong 2nd month na kulang sa maintaining balance. Hi po Ms. Nora! Doon yong bdo atm deposit or guild shop that are people anymore is a single player. hi maam nora ask q lng po last sept 2018 ngbelow sa maintaining balance ung atm savings account till now june 15, 2019, closed n po b un o temporarily deactivated lng at continues po ung dedcrion nila which means wla n laman ung atm q? Yong 0.03 na withheld ay tax ng kinita mo na interest. Pwede po ba kung pwede po magkano po ang magiging charges nun. Card at a BDO atm within 45 days invalid or closed account na bumaba ang maintaining niyan... Nagpadala kc xa nka msgs smin, hndi ma kontak since nsa training pxa: last December, BDO. ( Smart ) app from Google Play balance 2,239.50, and convenient transactions rin ba dahil. Ba gamitin ang card na to interest witheld balita ko kasi yun lang ang maintaining balance 10000... Come i still got charge 300 Php Precious, pag na-closed na why you were not able to your... Ako mag deposit ng money para di po ako after 1 week unblock... 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